Baby bean burritos

12    (6-inch) flour tortillas
      1    Medium onion; chopped
      1 tb Vegetable oil
      2    garlic cloves; minced
      1    Fresh jalapeno peppers (or 2
           -seeded and minced
      1 cn (16-ounce) can plain or
           -Mexican-style refried beans
      1 c  Shredded Monterey Jack
           -cheese (about 4 ounces)
    1/2 ts Ground cumin
    1/3 c  Chopped cilantro (optional)
           Sour cream and salsa
 
   1. Preheat oven to 325 degrees. Stack tortillas and cut in half. Wrap
  tortilla stack in foil and heat until warmed through, 10 to 15 minutes.
   2. Meanwhile, in a large frying pan, cook onion in oil over medium-high
  heat until softened but not browned, 2 to 3 minutes. Add garlic and
  jalapeno peppers and cook until garlic is just fragrant, about 30 seconds.
  3. Spread about 1-1/2 tablespoons bean mixture on each tortilla half and
  roll up jelly-roll fashion. Arrange on a serving plate and sprinkle with
  cilantro. Serve warm with sour cream and salsa.
   COMMENTS: If you love spicy foods, you'll find these irresistible. They're
  also a bit messy to eat, so be sure to provide lots of napkins.
   Source: 365 Snacks, Hors D'oeuvres and Appetizers From: Dorothy Cross,
  Prodigy Food & Wine Board