Barb's meatloaf with cheese

1 lb Ground beef
    1/2 tb Pepper
    3/4 c  Cheddar cheese; cubed
    1/2 tb Celery seed
    1/2    Onion; chopped
    1/4 tb Paprika
    1/2    Bell pepper; chopped
    1/2 c  Milk
      1    Egg; beaten
    1/2 c  Bread crumbs; dry
      1 tb Salt
 
  OVEN TEMP: 350 DEGREES MIX ALL INGREDIENTS TOGETHER. PLACE IN LOAF PAN.
  BAKE FOR 1 HOUR 15 MIN. *I LIKE TO FORM THIS IN A BALL AND PLACE IT ON A
  RACK TO COOK, SO THAT MOST OF THE FAT DRIPS AWAY FROM THE MEAT. THIS MEAT
  LOAF MAKES GREAT SANDWICHES AND IS FLAVORFUL WHEN COLD.